Xero Pricing, Features, Reviews [Complete Breakdown]

Table of Contents

Last Updated: April 2024

Looking for comprehensive insight into Xero pricing, features, and reviews? Look no further. In this breakdown, we’ll delve into Xero’s offerings, costs, and user opinions to provide you with a clear understanding of what it brings to the table.

Explore Xero with this detailed analysis.

What is Xero?

Xero is cloud-based accounting software that streamlines financial tasks. It enables businesses to manage invoices, expenses, and bank reconciliations seamlessly. Users can access real-time financial data and collaborate with team members effortlessly.

Xero’s intuitive interface simplifies complex tasks like payroll processing and tax filing. The software integrates with various third-party apps, expanding its functionality. It empowers organizations to make informed decisions by providing accurate insights into their financial health.

Xero’s user-friendly approach and active community make it a popular choice for businesses of all sizes aiming to enhance their financial management.

xero pricing
Image Source - xero.com

Overview of Xero Pricing Plans

Xero offers 3 pricing plans: Starter, Standard and Premium. Each plan provides the core elements of accounting and can help your business’s future growth.

Xero ensures safety and security, allows for cancellation with one month’s notice, and offers 24/7 online support. Additionally, you can enjoy a 30-day free trial.

xero pricing
Image Source - xero.com

Xero Pricing Plans Explored: A Detailed and Thorough Breakdown

1. Starter

The Starter is the most basic plan costs $25/month.


    • Capture data with Hubdoc: Facilitates you to scan, email, or take a photo of your bills and receipts and automatically extract key information and create transactions in Xero.
    • Bank reconciliation: Make sure that all your bank transactions match your business records.


    • Online invoicing: It is limited to 20 invoices.
    • Pay bills: You can pay only 5 bills.

This plan is Best for:

Small businesses with limited transactions

2. Standard

The Standard plan, enriched with additional functionalities, extends beyond the Starter package and is available at a monthly cost of $40.


    • Bulk reconcile transactions: Allows marking multiple transactions as reconciled, especially handy for accounts lacking bank feeds.
    • Pay bills: There’s no limit to the number of bills you can pay on a schedule.


    • Multi-currency: This plan does not support international transactions.
    • Claim expenses: To claim your expenses, a monthly fee of $7 is required.

This plan is Best for:

Small to medium-sized firms with unlimited transactions and basic payroll.

3. Premium

At $54 per month, it covers the complete range of Standard plan features while introducing additional functionalities.


    • Online invoicing: You can create & send an unlimited number of invoices.
    • Short-term cash flow and business snapshot: Predicts your business’s cash for the upcoming weeks and offers a dashboard-style report for understanding financial status.


    • Track Projects: Enables you to monitor time, expenses, and job costs for $7/month.

This plan is Best for:

Larger businesses with more complex financial requirements.

User Reviews

“This price increase is unjustified and I don’t think it’s worth what the product provides.” Matthew M.

“Infinity is just Xero spelled backwards – Cost! Very worth the low price.” Lacey Davidson

“The ease of use and reputation are by far the greatest part of this product.” Ryan C.

“We use Xero to track our revenue, expenses, and aging receivables.” Samuel L.

“Affordable professional level accounting software for small business.” Kathryn

“I like the feature of seamless integration of thousands of transactions from my Amazon seller central account with my Xero account.” Catherine

“Almost every useful feature comes at an extra COST, in spite of it being expensive to start.” Brett W.

“Xero offers different support possibilities such as help desk, chat, knowledge and email support.” Fatima F.

“Though the road to Xero was rockier than I could have imagined, it’s tough to deny that, in the end, the software addressed several critical issues for my little lobby consulting business.” Craig C.

[Back to the top]

Xero plans: A side-by-side comparison

Online invoicesSend quotes and 20 invoices
Pay bills5 bills
Bank reconciliation
Bulk reconcile transactionsX
Claim expenses


$4 per month


$4 per month


$4 per month

[Back to the top]

Key features missing from Xero

1. Project Management

While Xero offers basic tracking of income and expenses related to projects, it lacks the comprehensive project management capabilities that larger businesses require.

2. Advanced inventory management

Xero’s inventory management is relatively basic, and features like multiple warehouse management, batch tracking, and serial number tracking are missing. Businesses with complex inventory requirements might have found the inventory module limited.

3. Customizable reporting

It provides various financial reports. Some users may find the reporting customization options limited compared to more advanced accounting software.

4. Integration Ecosystem

Xero grants integrations with many third-party apps, but there are gaps in its integration ecosystem for specific niche tools or services that businesses rely on.

If you’re in search of cloud-based helpdesk software, consider opting for Saufter.

[Back to the top]

Saufter: Your Cloud-Based solution for Streamlined Support

Say hello to Saufter, your go-to cloud-based helpdesk software designed to revolutionize the way you provide support. With Saufter, managing customer inquiries and delivering top-notch assistance has never been easier. This innovative solution is crafted to empower your team, enhance customer experiences, and simplify complex support processes.

Key features

    • Ticket Management: Efficiently manage customer inquiries and support requests through a centralized ticketing system. Assign, prioritize, and track tickets to ensure timely resolution.
    • Multi-channel Support: Provide assistance across various communication channels such as email, chat, and social media.
    • Self-Service Portal: Empower customers to find solutions independently through a self-service portal, reducing the need for direct support interactions.
    • Knowledge Base: Build and maintain a comprehensive knowledge base with FAQs, articles, and tutorials to enable customers to troubleshoot common issues.
    • Automation: Streamline workflows and save time with automated responses, routing, and escalations based on predefined rules and triggers.
    • SLA Management: Set and enforce service level agreements (SLAs) to ensure that support requests are addressed within specified timeframes.
    • Reporting and Analytics: Gain insights into support team performance, customer satisfaction, and ticket resolution times through customizable reports and analytics.
    • Integration Capabilities: Integrate with other business tools and applications, such as CRM systems or e-commerce platforms, to streamline data sharing and improve overall efficiency.
    • Customer Feedback: Collect and analyze customer feedback to continuously improve support services and identify areas for enhancement.
    • File Attachments: Attach relevant files and documents to support tickets, ensuring all necessary information is readily available to agents and customers.
    • Customer Satisfaction Surveys: Gather feedback from customers after ticket resolution to assess their satisfaction and identify areas for improvement. 


Xero offers pricing plans to suit different business scales. Its feature-rich platform includes advanced accounting tools and seamless integrations. Positive user reviews commend its value and user-friendly interface. In the realm of accounting software, Xero pricing stands out as a balanced and competitive choice.

Optimize your support strategy using Saufter’s intuitive ticket management, multi-channel support, and workflow automation. Elevate customer satisfaction and agent efficiency with its advanced features. Revolutionize your customer service approach today.

Get started now!

Prevent Subscription Cancellations Automatically

Prevent Subscription Cancellations Automatically

Implement anti-cancellation strategies and automate subscription cancellation requests from customers.


Claim Your 6 months of FREE Credits Now!

Get the code. Use anytime in the next 6 months.

Helplama Helpdesk is now Saufter.io!